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Troy Freesemann
Reverse Mortgage Banker
(866)800-0280
Troy
Freesemann has been a top reverse mortgage originator since 2003,
helping many seniors and their families increase their quality of
life with a reverse mortgage.
He
is always available to answer your reverse mortgage questions, and
guide you through the decisions and processes toward making your home
work for you.
Troy Freesemann
can originate a reverse mortgage in the following states:
Minnesota
Arizona
Florida
Illinois
Virginia
Oklahoma
Missouri
Nebraska
Alabama
California
Connecticut
Georgia
Idaho
Iowa
Kentucky
Louisiana
Maryland
Michigan
Mississippi
N Mexico
Oregon
S Carolina
Tennessee
Texas
Utah
Wisconsin
Indiana
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Get a reverse
mortgage from a name that is known and
trusted.
A reverse mortgage is a special
type of mortgage that enables homeowners over the age of 62 to convert
part of the equity in their homes into tax-free
cash.
With a reverse mortgage, the payments are "reversed."
Instead of paying a lender each month, no payments are due until you
leave the home or turn 151 years old..
If
you're a homeowner age 62 or older you can
receive the reverse mortgage cash proceeds:
- without selling
your home,
- without
giving up your title,
- without
taking on a new monthly payment,
- and you won't
have to pay out-of-pocket costs.
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You have the freedom
to decide how to use the tax-free reverse mortgage income. Many
homeowners use the money
to:
- Supplement retirement
income
- Repair or modify their home
- Cover health
care expenses
- Pay property
taxes
- Reduce or pay off existing debt
Your
income choices are flexible and designed around your needs.
You can choose from the following
options:
- Monthly
income
for as long as you occupy the home.
- Monthly
income for
a specific period of time.
- Line of
credit
to be used as needed.
- A combination of monthly income
and line of credit for a specific period of time.
- A combination of monthly income
and line of credit for as long as you occupy the home.
How
does
a reverse mortgage work?
Simply put, the money you borrow
today
is repaid along with any accumulated interest and fees after you no
longer occupy the home as your primary residence. After paying back the
reverse mortgage all remaining equity in the home goes to you or your
estate. At no
time can you or your estate owe more than your home is worth.
Qualifying
for a reverse mortgage is easy.
To
qualify for a reverse mortgage you must:
- Be at least 62 years of age or older.
- Occupy the property as a primary
residence.
- The property may or may not have
an existing mortgage balance.
Properties eligible
for
a reverse mortgage include:
- Single-family homes
- Duplex , Triplex and fourplex
- Manufactured homes (built after
June 1976)
- Spot approved condominiums or
townhouses
Call TODAY
for a free and
personalized reverse mortgage quote :
Troy
Freesemann
Reverse
mortgage banker
(866)
800-0280
Email
me at Troy@mireverse.com
for you free
"Reverse Mortgage Consumer Guide"
P.S.
You can remain anonymous and ask me a question by posting it at
Ask the Reverse Mortgage Specialist.
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