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Eben L. Johnson
Reverse Mortgage Banker
920-379-1128
Nationwide Mobile
Eben Johnson has
been a top reverse mortgage originator since 2003, helping many
seniors and their families to increase their quality of life with a
reverse mortgage.
He is always
available to answer your reverse mortgage questions, and guide you
through the decisions and processes toward making your home work for
you.
Eben Johnson can originate a reverse
mortgage in the following states:
Wisconsin
Arizona
Florida
Illinois
Indiana
Minnesota
Missouri
Nebraska
Oklahoma
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Get a reverse mortgage from a name that is known and trusted.
A reverse mortgage is a special type of
mortgage that enables homeowners over the age of 62 to convert part
of the equity in their homes into tax-free cash. With a reverse
mortgage, the payments are "reversed." Instead of paying a lender each
month, no payments are due till you leave the home or turn 151 years
old.
If you're a homeowner age 62 or older you can
receive these cash proceeds
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without selling your home,
- without giving up your title,
- without taking on a new monthly
payment,
- and you won't have to pay
out-of-pocket costs.
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QUOTE within 60
minutes or $300 appraisal credit on HUD1.
Be sure to ask for my public television special
Reverse Mortgages Explained on DVD.
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You have the freedom to decide how to use
the tax-free income. Many homeowners use the money to:
- Supplement retirement income
- Repair or modify their home
- Cover health care expenses
- Pay property taxes
- Reduce or pay off existing debt
Your income choices are
flexible and designed around your needs.
You can choose from the following options:
- Monthly income for as long as you
occupy the home.
- Monthly income
for a specific period
of time.
- Line of credit to be used as needed.
- A combination of monthly income and line of
credit for a specific period of time.
- A combination of monthly income and
line of credit for as long as you occupy the home.
How does a reverse
mortgage work?
Simply put the money you borrow today is repaid
along with any accumulated interest and fees after you no longer occupy the home as your primary residence.
After paying back the loan all remaining equity in the home goes to you or your estate.
At no time can you or your estate owe more than your home is worth.
Qualifying for a reverse
mortgage is easy.
To qualify for
a reverse mortgage you must:
- Be at least 62 years of age or older.
- Occupy the property as a
primary residence.
- The property may or may not have an
existing mortgage balance.
An eligible property includes:
- Single-family homes
- Duplex , Triplex and fourplex
- Manufactured homes (built after June
1976)
- Spot approved condominiums or townhouses
Call me TODAY
for a free and personalized quote.
I promise to treat your questions and concerns with respect.
Eben L. Johnson
Reverse Mortgage Banker
920-379-1128 National Mobile
P.S. You can
remain anonymous and ask me a question by posting it at
Ask the Reverse
Mortgage Specialist .
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